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Million Pound Mortgage Market Continues To Grow
The number of borrowers in the UK seeking a million pound mortgage or more is increasing steadily.The main reason why so many house purchasers need such a large mortgage is that property values continue to increase in London and parts of the South East.
2/10/2014 10:08:33 AM
With Such a Low Base Rate Why Are Fixed Rate Mortgages So Popular?
Given the current economic situation in the UK one might expect that more home owners would take advantage of the low rates with a variable or tracker mortgage. Yet the Council of Mortgage Lenders have published data that indicates more than 80 per cent of new mortgages were agreed on a fixed rate basis in 2013.
2/4/2014 10:12:26 AM
Avoiding Surprise Mortgage Costs
When you are working toward a mortgage agreement, there are a lot of hurdles to jump and possible roadblocks. Until a formal agreement is reached, offers can be adjusted or rescinded, potentially costing you thousands of dollars in unexpected costs.
2/3/2014 12:27:37 PM
What Is the MSR Rule and What Are the Effects on Borrowers?
The Monetary Authority of Singapore has a new rule about residential property loans. It was announced last June 28, 2013. The MAS Notice 632 implemented the new rule along with the Notice 645 guideline on its computation with regards to its total debt servicing ratio.
1/28/2014 8:37:40 AM
What Is the Salary of a Mortgage Broker?
Mortgage companies choose to pay their brokers in a variety of ways. Some mortgage brokers receive salaries based on their experience and performance. Others receive a percent of the mortgages they lend to clients. Understanding how mortgage brokers get paid could help you choose a professional who meets your needs best.
1/20/2014 12:53:53 PM
The Main Mortgage Acronyms Explained
It is not that difficult to get a home loan, despite the common misconception. One of the reasons why home buyers consider these loans to be complex is the presence of many mortgage acronyms.
1/13/2014 7:59:28 AM
Tips for Choosing a Mortgage Lender
It is natural for home buyers to focus on the search for the perfect mortgage. However, if the perfect loan comes from a less than perfect lender, you can easily get in trouble.
1/10/2014 10:01:44 AM
What Home Buyers Should Know About Assumable Mortgages
As a home buyer, you have numerous options for financing the purchase of a property. One of them is to go for an assumable mortgage.
1/10/2014 10:00:13 AM
How to Make a Successful Mortgage Application
When you want to get financing for buying a home, you have to ensure that your mortgage application will be perfect. Otherwise, you risk getting rejected and this will have serious consequences.
1/10/2014 9:23:29 AM
Struggling to Make Mortgage Payments - What Should You Do?
There are all sorts of reasons why a homeowner may struggle to make mortgage payments. The main ones include too high monthly installments due to adjustable interest, loss of employment income and unexpected high emergency expenses.
1/10/2014 9:18:04 AM
Practical Tips for Getting a Second Mortgage
You have equity in your home and you are free to exploit it in any way you like. The main way in which you can use it is to back a second mortgage.
1/10/2014 9:17:56 AM
Should You Get a Piggyback Mortgage?
Home buyers are often surprised to discover that they have a lot of different options for getting the financing which they require. One of the options which are currently regaining their past popularity is the piggyback mortgage.
1/10/2014 9:17:06 AM
Are Adjustable Rate Mortgages Worth the Risk?
The low interest rates in the United States have made the adjustable rate mortgage (ARM) popular again. The slow but steady increase in property prices has contributed to this as well. The experts classify these loans as high-risk ones.
1/10/2014 9:00:44 AM
A General Guide to Investment Property Refinancing
If you have an investment property, you can certainly consider the option of refinancing just like any mortgage borrower. Things work slightly differently for property investors than for homeowners, but there are good opportunities available.
1/10/2014 8:53:00 AM
What Is the TDSR Framework and What Are the Effects on Borrowers?
In Singapore, TDSR stands for Total Debt Servicing Ratio. The government of Singapore created the TDSR framework to make sure that the people, residents or permanent residents eligible to borrow money or even the foreigners, are not borrowing money from lending or financial institutions beyond their capacity.
1/9/2014 8:30:36 AM
Pardon the mess…
Please pardon the mess while we work on The Invent Blog 2.0, and some other new blog projects including The Art of IP blog (http://blogs.bnip.com/aip/).
11/24/2013 6:25:30 PM
What is the latest Adobe Acrobat/Acrobat Reader version (of PDFs) that the USPTO accepts?
There are two ways to check: First look at the EFS-Web Compatible Hardware and Software which includes information on compatible hardware and software, including operating systems (Mac OS-X, Windows, RedHat), browsers (Internet Explorer, Firefox), PDF creation software (Acrobat Reader, Acrobat, others), Java, security and cookies. If that doesnR...
6/14/2013 10:45:36 AM
Reminder: TARR and TDR are about to go offline; API
Per the notice at the top of TDR: On August 25, 2012, the USPTO released version 2.0 of Trademark Status and Document Retrieval (TSDR). On September 1st, all existing direct (static) hyper-links displaying TARR information will be redirected to TSDR. On September 8th, all existing direct (static) hyper-links displaying TDR information will be redir...
8/30/2012 10:50:15 AM
Patent claim term glossaries
Useful post: Free Patent Claim Term Glossaries
4/25/2012 11:51:49 AM
Another upcoming seminar
Ron Slusky is again offering his two-day, CLE-accredited Invention Analysis and Claiming Seminar in Chicago on May 21-22, 2012. The seminar is based on his ABA-published book Invention Analysis and Claiming: A Patent Lawyer’s Guide. More information: www.sluskyseminars.com
3/30/2012 11:13:43 AM
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