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Step by Step Guide to Getting the Lowest Mortgage Rate and Closing Costs
Everyone wishes for the lowest possible interest rate and the closing costs on their new mortgage, but most of them do not know what needs to be done to accomplish this goal. So here it is, a simple step by step guide you can follow to get the lowest interest rate and closing costs on your next mortgage financing. Step 1: Educate yourself Whether y...
5/21/2014 7:52:51 AM
Canadian Soldiers and the Mortgage Inceptives
It cannot be argued that the modern society has been built on the idea of buying now and paying later. This is actually a simple way of describing capitalism. Even though it has been proven that this financial system is what destroyed the economical balance, nothing can be done, as so far no replacement has been found. Still, short term solutions w...
5/13/2014 8:51:59 AM
Mortgage Terms: The Language of Lenders
Mortgage brokers and consultants spend a lot of time clarifying and explaining the processes and practices employed by lenders. All professions wrap themselves in esoteric phrases and double-speak. The mortgage sector is no different.
5/6/2014 12:48:56 PM
Why Mortgage Brokers Continue to Be Relevant
Mortgage brokers occupy a highly regulated field. Since any breech of ethics can damage the reputation of the industry as a whole, there are broker membership associations which outline best practices and codes of ethics. A mortgage broker and consultant in Vancouver for instance, will be a member of the Mortgage Brokers Association of British Colu...
5/6/2014 12:45:14 PM
Do You Find Yourself With An Underwater Mortgage?
Being underwater with your mortgage is a terrible thing and no one buys a house thinking about the fact that it could happen to them. Some people might not even be aware of what an underwater mortgage even means let alone what they can do to solve the problem.
5/6/2014 7:44:08 AM
How to Save Tax Using Home Loans
You took a home loan for building your dream house. Now, it's time to reap benefits, not just from owing your dream home, but also from the tax breaks available on your home loan. Here's how you can save tax using home loans.
4/28/2014 8:41:14 AM
Gmail users should check their SPAM folder for USPTO email
Gmail (and Google Apps) users beware! Gmail’s spam filter has been flagging official email from the USPTO as spam. Email flagged as spam skips your inbox and is labeled with a “SPAM” label. That could be disastrous to your docketing plans… In case a reminder is necessary: everyone in your office needs to check their […...
4/24/2014 4:59:34 PM
Resource of Note: Legalarium’s TTAB Quotes
A great resource I recently stumbled on is Legalarium’s “Categorized Quotes From Trademark Trial and Appeal Board Decisions Since 1998.” The quotes are even broken down by topic. For instance, if you need an overview on everything the TTAB as said about “primarily merely a surname” rejections, there is a page for that....
4/21/2014 11:33:02 AM
Leaseback Real Estate Offers Companies More Options
Leaseback Real Estate Offers Companies More Options Companies that have utilized all of their financing options may need to open up some more options. They may have a building that they can sell with the leaseback real estate programs. This allows a company to sell their property, but they will continue to lease it and treat it as if they owned it.
4/16/2014 3:00:37 PM
Reasons Why Companies Use Asset Based Financing
Anybody can fall on hard times financially, including businesses. Many of them will have a difficult time getting any financing in these difficult times as well. Some of them will turn to asset based financing options to help them get what they need.
4/16/2014 2:22:05 PM
News Regarding Ottawa Mortgage Rate Trends
As soon as the financial crisis reached its long awaited finish, the real estate market started to show signs of improvement. At least, this is what experts announced regarding the region of Ottawa, Canada. The forth largest city in the country seems to have re-launched itself in the world of real estate, becoming an attraction for buyers. Looking ...
4/16/2014 10:12:27 AM
How to Pay Less for Mortgage Insurance
Individuals whose loan-to-value ratio is over 80% are required to take out private mortgage insurance (PMI) when they get financing for the purchase of a house. The sole beneficiary of this coverage is the lender.
4/14/2014 12:32:43 PM
Obtaining a Mortgage Via the FHA Back to Work Program
The recent economic downturn caused serious financial problems to the majority of the population and many people lost their homes. Individuals and families, who experienced financial hardship and were left without a home, now have the opportunity to obtain a mortgage via the FHA Back to Work Program and buy another house.
4/9/2014 9:05:56 AM
How to Select the Right Mortgage Amount
The primary decision that you have to make when you take out a mortgage is how much you will borrow. The choice of a loan amount is extremely important. On one hand, you have to ensure that you will be able to purchase a property which meets your requirements fully.
4/9/2014 9:01:46 AM
A Short Guide to the VA Mortgages
In 2013, the mortgage program of the US Department of Veteran Affairs (VA) marked its 70th anniversary. It was one of the strongest years for VA loans since their introduction in the market. Some 630,000 new loans were guaranteed by the Department in 2013.
4/9/2014 9:01:35 AM
When Is an Adjustable-Rate Mortgage a Beneficial Solution?
Before the housing market crisis of 2007, many people took advantage of the cheap adjustable-rate mortgages and eventually faced too high monthly installments, which they could not afford to pay. Currently, as the home loan rates are rising, these financing products are making a comeback. Their market share grew nearly 3 times from the winter of 20...
4/9/2014 8:46:22 AM
The Benefits and Drawbacks of FHA Loans
During the years after the housing market crisis of 2007, the FHA loans enjoyed great popularity among home buyers. Now as the economy is improving while the interest rates remain low, they are facing growing competition.
4/9/2014 8:46:15 AM
Practical Mortgage Tips for First-Time Home Buyers
It is both exciting and a bit scary to buy your first house. This is an extremely important step so you would want to lower the risk of costly mistakes to the very possible minimum. For this, you have to be fully prepared for what lies ahead.
4/9/2014 8:46:02 AM
Major Mortgage Trends to Watch Out for in 2014
Information is the most powerful tool which a decision maker can use. When you know what is expected to happen with mortgages and housing affordability, you can make the right decisions on home purchase and home ownership with confidence.
4/9/2014 8:41:47 AM
Is a Jumbo Mortgage Right for You?
Home buyers can select from a great variety of mortgage loans. The jumbo loans allow you to borrow more money for buying a luxury home. Traditionally, they have been reserved for the very wealthy only, but now they are becoming more accessible to the average home buyer.
4/9/2014 8:41:12 AM
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