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Construction Loans Are Becoming More Popular Than Ever
A construction loan helps in building your dream home. But don't apply for the loan package without complete knowledge. Learn the meaning of a construction loan. Also, understand how it works.
12/1/2014 2:21:18 PM
Coming of Age for Seniors and Reverse Mortgages
Building Wealth from your Equity. Since I have started working with Seniors I have come across many misconceptions they have about reverse mortgages. They grew up in an era that has taught them that having debt and your home paid off is better. However if you as a Senior are living on $1200 dollars a month how is this better for you.
11/25/2014 9:41:29 AM
Tips Before Getting A Home Loan
Getting a loan can help individuals purchase a house efficiently. Apart from that, loans can also help you ensure that you can easily buy a house that you are dreaming of.
11/20/2014 11:29:27 AM
5 Red Flags in Your Mortgage Application
Lenders are always on the lookout for red flags in a mortgage application. From cases of deliberate fraud to the signs of someone who is a major investment risk, there are a number of issues that trained lenders systematically look for. Here is a closer look at the most common red flags that will raise eyebrows or cause lenders to dig deeper into y...
11/19/2014 12:08:36 PM
Basics of the Home Affordable Refinance Program (HARP)
The Home Affordable Refinance Program (HARP) offers a refinance option to borrowers who might not otherwise qualify because their homes are underwater. Learn the basics in this article.
11/14/2014 12:27:48 PM
Some Important Things You Need To Know About Mortgage Brokers
While we usually hear or read so much beneficial assistance we get from hiring mortgage brokers, there are still a lot of things we don't know about them. For instance, there is only little information about how they get paid.
11/14/2014 9:16:27 AM
Real Estate Appraisal - An Indispensable Business
Real estate transactions and mortgage financing involve important financial commitments. An accurate opinion of property value is essential to selling, buying, and borrowing decisions. An appraisal of the property aids sound decision making and provides peace of mind.
11/11/2014 12:41:05 PM
What You Need to Know About Mortgage Rates
Learn the basics of mortgage rates and how they are calculated. With this information you can make the best choice for your budget, and get the home loan you need.
11/4/2014 2:59:13 PM
The Relationship Between Mortgages and Credit Scores
Learn how your credit score may affect your ability to obtain a mortgage. A low score doesn't take you our of the running, but you should understand the importance of knowing your credit score before applying for a home mortgage.
11/4/2014 2:10:39 PM
Common FHA Real Estate Repair Items
There can be a lot of potential issues that arise during an FHA real estate appraisal inspection. This can be a frustrating experience for a homeowner and real estate agent, as they will typically get feedback from the lender that there are certain items that must be repaired before closing.
10/28/2014 4:23:48 PM
USPTO First To File Roadshows
Via this USPTO webpage: The USPTO will be hosting seven half-day roadshows across the country during September-October 2014 to increase the understanding of the First Inventor to File (FITF) provisions of the America Invents Act (AIA). In prosecuting patent applications according to the FITF provisions since March 16, 2013, the USPTO has recognized...
9/23/2014 11:03:31 AM
Adobe Acrobat Tips for Patent and Trademark Practitioners
Here are some helpful posts for patent and trademark practitioners on the use of Adobe Acrobat: Acrobat for Legal Professionals Blog (ALPB) on Converting Color PDFs to Greyscale or Black and White. ALPB on Converting Color PDF to Greyscale PDF (An Update). ALPB on Acrobat 8: New Examine Document Feature. ALPB on Creating Email Portfolios …
9/22/2014 11:40:09 AM
Free/Low Cost IP Statute Supplements
It used to be that almost every intellectual property attorney would personally have a printed copy of all of the U.S. patent, trademark and copyright statutes sitting on their desk. Every year, a new edition would be bought to replace the old edition… These compilations are not inexpensive. For instance, a softbound copy of “Federal &#...
9/12/2014 12:58:43 PM
The use of “characterized in that” in claims filed in the United States
PCT Rule 6.3(b) states that: Whenever appropriate, claims shall contain: (i) a statement indicating those technical features of the invention which are necessary for the definition of the claimed subject matter but which, in combination, are part of the prior art, [and] (ii) a characterizing portion-preceded by the words “characterized in tha...
9/10/2014 11:27:43 AM
Upcoming USPTO Webinar: “Patent Litigation Tool Kit”
The USPTO has announced a new webinar entitled the “PATENT LITIGATION ONLINE TOOL KIT”: Main street business owners and consumers have received letters accusing them of using a patented invention, along with demands for money to settle the dispute. The USPTO will be hosting a webinar discussing the Patent Litigation Online Tool Kit (ple...
9/4/2014 10:03:23 AM
Patent Application Paragraph Numbering in Microsoft Word
Rule 1.52(b)(6) provides: Other than in a reissue application or reexamination proceeding, the paragraphs of the specification, other than in the claims or abstract, may be numbered at the time the application is filed, and should be individually and consecutively numbered using Arabic numerals, so as to unambiguously identify each paragraph. The n...
9/3/2014 10:55:16 AM
Does Idaho need a Patent and Trademark Resource Center?
Did you know that there are currently three (3) U.S. states which do not have a Patent and Trademark Resource Center (PTRC) (f/k/a Patent and Trademark Depository Libraries (PTDL)). The states: Idaho, New Mexico, and Oregon. That list may soon change. Per an email I received today: Albertsons Library at Boise State University is investigating the &...
7/23/2014 3:20:39 PM
What is the most current Java version for EFS-Web/Private PAIR?
According to an email I received from an agent at the USPTO Electronic Business Center earlier today (8 July 2014) – Java Version 7, Update 60 is the most currently supported version. How do you tell which version you have installed? PC – go to Settings, then Control Panel, and select Java. On the “General” … 7/8/2014 11:05:05 AM
Gmail users should check their SPAM folder for USPTO email
Gmail (and Google Apps) users beware! Gmail’s spam filter has been flagging official email from the USPTO as spam. Email flagged as spam skips your inbox and is labeled with a “SPAM” label. That could be disastrous to your docketing plans… In case a reminder is necessary: everyone in your office needs to check their … ...
4/24/2014 4:59:34 PM
Resource of Note: Legalarium’s TTAB Quotes
A great resource I recently stumbled on is Legalarium’s “Categorized Quotes From Trademark Trial and Appeal Board Decisions Since 1998.” The quotes are even broken down by topic. For instance, if you need an overview on everything the TTAB as said about “primarily merely a surname” rejections, there is a page for that....
4/21/2014 11:33:02 AM
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