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Contractor Mortgages - What's Going On?
Securing a Mortgage is difficult, especially when you are a freelancer or contractor. This article explores why and how to combat it.
10/1/2014 12:17:08 PM
USPTO First To File Roadshows
Via this USPTO webpage: The USPTO will be hosting seven half-day roadshows across the country during September-October 2014 to increase the understanding of the First Inventor to File (FITF) provisions of the America Invents Act (AIA). In prosecuting patent applications according to the FITF provisions since March 16, 2013, the USPTO has recognized...
9/23/2014 11:03:31 AM
Qualities And Traits To Look For In A Good Mortgage Broker
To get an investment loan without going through a lot of hard work, your best option would be to hire a mortgage broker. And since you will be relying a lot on the mortgage broker you will hire, it is important that you correctly choose the person you will work with. Aside from the important relevant skills and experience, you should also look for ...
9/23/2014 7:46:13 AM
Mortgages and Helpful Financial Hints for First Time Homebuyers
With the local unemployment rate decreasing and a higher household income than the national average, more people are becoming first-time homebuyers. Learning about the many mortgages and lending packages prior to filling out the paperwork at the bank is essential to a successful first-time home purchase.
9/23/2014 7:01:49 AM
Do You Really Know Your Mortgage?
If you are buying a home, odds are you are getting a mortgage to finance it. Read about the different options you may have in terms of financing and visit your lender to learn about the rates that may apply to you.
9/22/2014 2:49:53 PM
3 Reasons to Pay Off Your Mortgage Early
You have recently bought your dream home. For this, you had to borrow money from the bank at an interest rate.
9/22/2014 2:32:54 PM
Adobe Acrobat Tips for Patent and Trademark Practitioners
Here are some helpful posts for patent and trademark practitioners on the use of Adobe Acrobat: Acrobat for Legal Professionals Blog (ALPB) on Converting Color PDFs to Greyscale or Black and White. ALPB on Converting Color PDF to Greyscale PDF (An Update). ALPB on Acrobat 8: New Examine Document Feature. ALPB on Creating Email Portfolios …
9/22/2014 11:40:09 AM
What Does a Mortgage Broker Do and 8 Reasons Why You Should Use One
A mortgage broker doesn't physically lend you money, the role of a broker is to aid borrowers in finding an appropriate loan, based on the borrowers specific requirements. Brokers have a panel of lenders from which they recommend a loan.
9/16/2014 7:01:21 AM
Free/Low Cost IP Statute Supplements
It used to be that almost every intellectual property attorney would personally have a printed copy of all of the U.S. patent, trademark and copyright statutes sitting on their desk. Every year, a new edition would be bought to replace the old edition… These compilations are not inexpensive. For instance, a softbound copy of “Federal &#...
9/12/2014 12:58:43 PM
The use of “characterized in that” in claims filed in the United States
PCT Rule 6.3(b) states that: Whenever appropriate, claims shall contain: (i) a statement indicating those technical features of the invention which are necessary for the definition of the claimed subject matter but which, in combination, are part of the prior art, [and] (ii) a characterizing portion-preceded by the words “characterized in tha...
9/10/2014 11:27:43 AM
What Are Mortgage Points on A VA Loan?
Since 1944, the Federal Department of Veterans Affairs has offered guaranteed home loans for veterans of the military and active duty service members. This program has allowed millions of veterans to get home mortgages at an affordable rate. VA loans offer many advantages to homebuyers, once their service is verified. However, private lenders often...
9/5/2014 9:25:22 AM
Upcoming USPTO Webinar: “Patent Litigation Tool Kit”
The USPTO has announced a new webinar entitled the “PATENT LITIGATION ONLINE TOOL KIT”: Main street business owners and consumers have received letters accusing them of using a patented invention, along with demands for money to settle the dispute. The USPTO will be hosting a webinar discussing the Patent Litigation Online Tool Kit (ple...
9/4/2014 10:03:23 AM
Patent Application Paragraph Numbering in Microsoft Word
Rule 1.52(b)(6) provides: Other than in a reissue application or reexamination proceeding, the paragraphs of the specification, other than in the claims or abstract, may be numbered at the time the application is filed, and should be individually and consecutively numbered using Arabic numerals, so as to unambiguously identify each paragraph. The n...
9/3/2014 10:55:16 AM
How Should You Select a Georgetown Appraiser?
When you need to have your Georgetown, Texas home appraised, you need an appraiser who is an expert for real estate in the area. Read a list of characteristics that should guide your selection of a Georgetown appraiser.
9/2/2014 12:38:32 PM
Top 8 Mortgage Mistakes To Avoid
Every day, there are people who commit some huge mortgage mistakes. As this is one of the biggest financial duties you will make in your life, it is vital you learn how to avoid committing common mistakes a lot of people make. You will be managing or paying for your mortgage for the next 10 to 30 years, so be sure to read the tips below to have a p...
8/29/2014 7:07:42 AM
What Is an Appraisal Management Company?
Appraisal Management Companies (AMCs) purportedly serve as middlemen between lenders and appraisers. Use of AMCs by lenders and mortgage professionals is not required by law.
8/27/2014 11:28:44 AM
Does Idaho need a Patent and Trademark Resource Center?
Did you know that there are currently three (3) U.S. states which do not have a Patent and Trademark Resource Center (PTRC) (f/k/a Patent and Trademark Depository Libraries (PTDL)). The states: Idaho, New Mexico, and Oregon. That list may soon change. Per an email I received today: Albertsons Library at Boise State University is investigating the &...
7/23/2014 3:20:39 PM
What is the most current Java version for EFS-Web/Private PAIR?
According to an email I received from an agent at the USPTO Electronic Business Center earlier today (8 July 2014) – Java Version 7, Update 60 is the most currently supported version. How do you tell which version you have installed? PC – go to Settings, then Control Panel, and select Java. On the “General” … 7/8/2014 11:05:05 AM
Gmail users should check their SPAM folder for USPTO email
Gmail (and Google Apps) users beware! Gmail’s spam filter has been flagging official email from the USPTO as spam. Email flagged as spam skips your inbox and is labeled with a “SPAM” label. That could be disastrous to your docketing plans… In case a reminder is necessary: everyone in your office needs to check their … ...
4/24/2014 4:59:34 PM
Resource of Note: Legalarium’s TTAB Quotes
A great resource I recently stumbled on is Legalarium’s “Categorized Quotes From Trademark Trial and Appeal Board Decisions Since 1998.” The quotes are even broken down by topic. For instance, if you need an overview on everything the TTAB as said about “primarily merely a surname” rejections, there is a page for that....
4/21/2014 11:33:02 AM
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